414 S Whisper Ridge Lane, Payson, AZ 85541

$1,200,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,717 Lot Size (sq. ft.): 17,424 Status: Active
Current Price: $1,200,000 Last Modified: 8/18/2026

Description

Welcome to this exceptional mountain retreat in the prestigious gated community of Whisper Ridge. This beautifully crafted custom home offers 3 bedrooms, 2.5 bathrooms, and 2,717 +/- sq. ft. on a private 0.40-acre landscaped homesite with breathtaking views and exceptional privacy. No detail was overlooked. Designed with quality and elegance throughout this home features upgraded Jeld-Wen windows, heavy-gauge metal roof, central vacuum, custom beveled hickory flooring, alder cabinetry, upgraded lighting, and designer finishes. The large gourmet chef's kitchen is perfect for entertaining family and friends. Showcasing a 36' Viking refrigerator and 36'' Viking freezer, built in oven and microwave, gas cooktop, warming drawer, beverage cooler, built-in ice maker and reverse osmosis system,

Supplements: and a spacious center island with abundant storage. Plenty of room for seating with a large dining area and corner banco seating with a gas fireplace built in to custom cabinetry. The luxurious primary suite offers private deck access and a spa-inspired bath featuring a Jetta soaking tub, two-way electric fireplace, oversized walk-in shower, and custom walk-in closet with built-in dresser, shoe and linen storage. Enjoy Arizona mountain living with an outdoor deck, stunning views, and a cozy fire pit with banco seating--perfect for relaxing or entertaining. Additional features include an oversized 2 1/2 car garage with built-in cabinets and work benches plus an unfinished basement offering excellent storage or hobby space. Ideally located near The Rim Golf Club and Chaparral Pines, in which residents have the opportunity to purchase a nonresident membership and enjoy premier golfing, dining, fitness, and social amenities. This meticulously upgraded home offers the perfect blend of luxury, comfort, and mountain living in one of Payson's most desirable gated communities. (SEE DOCUMENTS TAB FOR A COMPLETE LIST OF UPGRADES & FEATURES.)

More Information MLS# 7067868

Contract Information

Type: Exclusive Right To Sell Ownership: Fee Simple Co-Ownership (Fractional) Agreement YN: No List Price: $1,200,000 Status: Active Current Price: $1,200,000 List Date: 2026-08-14

Location, Tax & Legal

Assessor's Map #: 60 Assessor's Parcel #: 10 Tax Municipality: Payson Taxes: 5745.5 House Number: 414 Compass: S Street Name: Whisper Ridge St Suffix: Lane City/Town Code: Payson State/Province: AZ Zip Code: 85541 Country: US County Code: Gila Assessor Number: 304-60-010 Subdivision: Whisper Ridge Tax Year: 2025

General Property Description

Dwelling Styles: Detached # of Interior Levels: 1 # Bedrooms: 3 Full Bathrooms: 2 Half Bathrooms: 1 Total Bathrooms: 3 Approx SQFT: 2717 Price/SqFt: 441.66 Approx Lot SqFt: 17424 Approx Lot Acres: 0.4 Horses: N Builder Name: Unknown Elementary School District: Payson Unified District High School District: Payson Unified District Elementary School: Julia Randall Elementary School Jr. High School: Rim Country Middle School High School: Payson High School Community Pool Y/N: No Private Pool Y/N: No Fireplace YN: Yes Fireplaces Total: 4 Dwelling Type: Single Family Residence Exterior Stories: 1 Year Built: 2006

Special Listing Cond

N/A: 1

Construction

Wood Frame: 1

Const - Finish

Cement Siding: 1 Stone: 1

Roofing

Metal: 1

Association & Fees

HOA Y/N: Y HOA Disclosure/Addendum Affirmation: Yes HOA Transfer Fee: 50 HOA Fee: 700 HOA Paid Frequency: Annually HOA Name: Whisper Ridge HOA HOA Telephone: 408-455-2453 Special Assessment HOA: No HOA 2 Y/N: N PAD Fee Y/N: N Cap Improvement/Impact Fee: 0 Cap Improvement/Impact Fee $/%: $ Prepaid Association Fees HOA: 0 Disclosure Fees HOA: 0 Other Fees HOA: 0 Land Lease Fee Y/N: N Rec Center Fee Y/N: N Ttl Mthly Fee Equiv: 58.33

Showing Notification Methods

Showing Service: Aligned Showings

Lockbox Type

See Private Remarks: 1 None: 1

Master Bathroom

Full Bth Master Bdrm: 1 Separate Shwr & Tub: 1 Double Vanity: 1 Tub with Jets: 1

Master Bedroom

Split: 1

Additional Bedroom

Master Bedroom Walk-in Closet: 1

Fireplace Features

Fireplace Family Rm: 1 Fireplace Master Bdr: 1 Two Way Fireplace: 1 Fire Pit: 1 Other: 1 See Remarks: 1

Flooring

Stone: 1 Wood: 1

Window Features

Dual Pane: 1 Low-Emissivity Windows: 1

Dining Area

Breakfast Bar: 1 Other (See Remarks): 1

Heating

Forced Air: 1 Heat Pump: 1 Electric: 1

View

Panoramic: 1 Trees/Woods: 1 Mountain(s): 1

Kitchen Features

Built-In Electric Oven: 1 Dishwasher: 1 Disposal: 1 Kitchen Island: 1 Built-in Microwave: 1 Pantry: 1 Refrigerator: 1 Reverse Osmosis: 1 Walk-in Pantry: 1 Gas Cooktop: 1 Granite Counters: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1 Heat Pump: 1

Interior Features

Skylight(s): 1 Vaulted Ceiling(s): 1 Central Vacuum: 1 Roller Shields: 1 No Interior Steps: 1 Water Softener Owned: 1

Laundry

Inside: 1

Basement

Basement Y/N: Y

Other Rooms

Great Room: 1

Basement Description

Concrete: 1 Exterior Entry: 1 Unfinished: 1 Storage Space: 1

Separate Den/Office

Sep Den/Office Y/N: N

Fencing

None: 1

Water Source

City Water: 1

Exterior Features

Covered Deck: 1

Spa

None: 1

Sewer

Sewer-In & Connected: 1

Parking Spaces

Slab Parking Spaces: 2 Total Covered Spaces: 2 Garage Spaces: 2

Parking Features

Attch'd Gar Cabinets: 1 Attached Garage: 1 Garage Door Opener: 1

New Financing

Cash: 1 VA: 1 Conventional: 1 1031 Exchange: 1

Plumbing

Tankless Ht Wtr Heat: 1 Propane Hot Wtr Htr: 1

Utilities

APS: 1 Propane: 1

Existing 1st Loan

Conventional: 1

Landscaping

Desert Front: 1 Desert Back: 1

Disclosures

Seller Discl Avail: 1

Residential Propane Tank

Propane Underground Y/N: Yes

Possession

Close of Escrow: 1

Association Fee Incl

Common Area Maint: 1

Assoc Rules/Info

Pets OK (See Rmrks): 1 Self Managed: 1

DPR Eligible

DPR Eligible: No

Remarks Misc

Directions: Hwy 260 East to Rim Club Parkway and turn right, then turn right on Whisper Ridge Lane to gate. Gate code to be provided with appointment. Geo Lat: 34.241862 Geo Lon: -111.295017

Legal Info

Lot Number: 10

Property Features

Special Listing Cond: N/A View: Panoramic; Trees/Woods; Mountain(s) Master Bathroom: Full Bth Master Bdrm; Separate Shwr & Tub; Double Vanity; Tub with Jets Master Bedroom: Split Additional Bedroom: Master Bedroom Walk-in Closet Fireplace Features: Fireplace Family Rm; Fireplace Master Bdr; Two Way Fireplace; Fire Pit; Other; See Remarks Flooring: Stone; Wood Window Features: Dual Pane; Low-Emissivity Windows Spa: None Dining Area: Breakfast Bar; Other (See Remarks) Kitchen Features: Built-In Electric Oven; Gas Cooktop; Disposal; Dishwasher; Built-in Microwave; Refrigerator; Reverse Osmosis; Pantry; Walk-in Pantry; Granite Counters; Kitchen Island Laundry: Inside Basement Description: Concrete; Exterior Entry; Unfinished; Storage Space Other Rooms: Great Room Interior Features: Skylight(s); Vaulted Ceiling(s); Central Vacuum; Roller Shields; No Interior Steps; Water Softener Owned Exterior Features: Covered Deck Parking Features: Attached Garage; Attch'd Gar Cabinets; Garage Door Opener Construction: Wood Frame Const - Finish: Cement Siding; Stone Roofing: Metal Cooling: Central Air; Ceiling Fan(s); Heat Pump Heating: Forced Air; Heat Pump; Electric Plumbing: Tankless Ht Wtr Heat; Propane Hot Wtr Htr Utilities: APS; Propane Water Source: City Water Sewer: Sewer-In & Connected Fencing: None Landscaping: Desert Front; Desert Back Lockbox Type: See Private Remarks; None Possession: Close of Escrow Association Fee Incl: Common Area Maint Existing 1st Loan: Conventional New Financing: Cash; VA; Conventional; 1031 Exchange Disclosures: Seller Discl Avail
Listing Office: ERA-Young Realty & Investment
IDX
Last Updated: August - 18 - 2026
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